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Ask An Advocate: What is a Master Pooled Trust?

Q: What is a Master Pooled Trust?


A : Master Pooled Trust is a financial planning tool that assists family members to plan for the future of a family member with a disability by assisting the person to be able to keep their governmental benefits. It can also be used when an individual with a disability receives a large amount of money unexpectedly such as receiving an inheritance or money from a lawsuit settlement.


How does it work?  Money is put into a Master Pooled Trust to benefit an individual with a disability. In return, the money put into the Master Pooled Trust is not counted as an asset for government benefit purposes.  Benefits the individual currently receives, such as Supplemental Security Income (SSI) or Medical Assistance (MA), can continue to be received.  Money in the trust then can be used in many different ways to enhance the individual’s quality of life.


For more information about the Arc Minnesota Master Pooled Trust, please visit our website at or contact the trust department at 952-920-0855 and